Archive - Calm Cashcows

i don’t know what jobs my kids will have. but i know they’ll need this.

A tweet has been doing the rounds lately.

Dec 27, 2025 • Nick Gan

August 2025

$20k/month salary or $10k/month in passive income?

Most people will spend 40 years chasing bigger payslips…and still die broke. Not because they didn’t earn enough, but because they didn't build anything…

Aug 11, 2025 • Nick Gan

July 2025

rethinking the 60/40 portfolio and the "risk-free" rate (here's what i'm doing instead)

I used to think markets were rational.

Jul 30, 2025 • Nick Gan

May 2025

finding your thing

If my kids ever ask me, “What’s the meaning of life?” I’ll probably tell them this:

May 24, 2025 • Nick Gan

how to sleep better (even when you have kids)

In my 40s, I realised something I wish I’d known earlier:

May 18, 2025 • Nick Gan

my personal URL web hosting came up for renewal and I didn’t want to pay to renew it.

May 15, 2025 • Nick Gan

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