Calm Cashcows
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$20k/month salary or $10k/month in passive income?
Most people will spend 40 years chasing bigger payslips…and still die broke. Not because they didn’t earn enough, but because they didn't build anything…
Aug 11
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Nick Gan
July 2025
rethinking the 60/40 portfolio and the "risk-free" rate (here's what i'm doing instead)
I used to think markets were rational.
Jul 30
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Nick Gan
May 2025
finding your thing
If my kids ever ask me, “What’s the meaning of life?” I’ll probably tell them this:
May 24
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Nick Gan
how to sleep better (even when you have kids)
In my 40s, I realised something I wish I’d known earlier:
May 18
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Nick Gan
hello world
my personal URL web hosting came up for renewal and I didn’t want to pay to renew it.
May 15
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Nick Gan
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